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Off-plan cost

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What it actually costs to buy off-plan

The price on the brochure is not the cash you need — every default below is editable.

The workingAs at
AED
%

A promotion where the developer pays part of the 4% for you — not a reduction in the government fee.

AED

Left at 0 on purpose: the figures agency blogs repeat are not in DLD's published schedule — use the number on your own quote.

AED

Usually not charged on a first off-plan sale — set it to 0. AED 2,000 below AED 500,000, AED 4,000 at or above.

%

Usually 0 when buying directly from the developer.

AED

Leave at 0 for a cash purchase. Registration costs 0.25% of the loan plus AED 290.

AED

NOC, conveyancing, valuation — anything quoted to you that is not above.

Payment schedule

When the money is due

Two units at the same price can demand very different cash at very different moments.

A starting structure, not a quote — overwrite it against the unit's SPA.

mo

Expected completion, from the SPA. It sets when service charges begin.

AED

From AED 3/sqft in JVC to AED 65+ in Burj Khalifa — use the building's own Mollak figure.

Payment schedule for the 60/40 plan: each instalment, when it falls due, its share of the price, its amount in dirhams and the running total paid.
WhenMilestoneShareAmount
At signingDown payment20%400,000
Month 12During construction40%800,000
Month 24On handover40%800,000

Nothing yet — service charges start at handover, expected 24 months after purchase.